Esperanza M. Cruz

AVP – Business Development /Account Management Executive

Email: espie.cruz@baadjusters.com.ph

Telephone : +63 2 8818-3150 to 56

Mobile: +63 917 532 4597

Areas of Expertise

  • Oversees the entire management operations of Manila, Cebu and Davao branches and taking responsibility for the Company’s collaboration with respective insurers/reinsurers (principal) and brokers.

Qualifications

  • Bachelor of Science and Commerce

Profile

  • 1976 to 1978: Department Secretary of Phil Prudential Life Insurance Company
  • 1978 to 1986: Executive Secretary of Cocogen Insurance Company (formerly UCPB General Insurance Co., Inc.)
  • 1986 to 1988: Supervisor of the General Services Department of Cocogen Insurance Company
  • decided to delve into the food industry as a business partner of University Avenue Canteen in Cagayan De Oro and purchase for Plaza Fair Supermarket – Pasong Tamo and Cagayan De Oro branches – from 1989 to 1997
  • 1997 to July 2022: returned to the Insurance Industry as a Claims Manager of Lockton Insurance & Reinsurance Brokers, Inc.
  • July 2022 to end of 2022: was employed as a consultant by Lockton Insurance & Reinsurance Brokers, Inc.
  • 20 February 2023 was appointed AVP of BA International Adjusters & Surveyors Company, Inc.